Solutions to your deepest Investing Problems

Stock investing is the best investment vehicle of accumulating more wealth. For new and experienced investors here are the Solutions to your deepest Investing problems. 

Solutions to your deepest Investing Problems
Solutions to your deepest Investing Problems

Please note that I am talking to readers who are already invested. If you can understand the terms below, go ahead. If you are a beginner in the stock market, read this article first “Stock Market Investment made easy”. I hope that after reading this post, you will apply the solutions in your investing.

Here we go, the solutions to your deepest investing problems:

Problem 1: I’m not getting the GAINS I’m expecting.

Solution: Constantly adjust your stock’s average price to be below or near the buy below price. In that case, you are sure of getting bigger gains in the future.

For Buy Below prices, refer on this list “Stock Pick”

How will you constantly adjust your stock’s average price? You need to always add funds on your buying power to buy more shares when the opportunity comes. Meaning, deposit a small amount of money regularly. Probably after pay day.

Problem 2: I keep on thinking of my portfolio even if I’m at work.

Solution: Divert your thoughts. Think of investing but don’t focus on your portfolio. Think and rethink why did you want to invest in the first place. Gather your thoughts and make plans on how you achieve the reason why you invest. Remember that you need to focus on your work because without it you don’t have money to save and invest.

Finally, calm yourself by just sharing your investing thoughts and ideas to family and friends. Or by making comments on financial literacy facebook pages.

Problem 3: I’ve seen a lot of stock recommendations and tempted to follow them.

Solution: You are not alone. Me also, when I see how they comment on facebook pages it seems like they know everything. Here’s the best thing to do, shrugged of the idea, smile and tell to yourself “I know what I’m doing”!

Always focus only on where you get your recommendations. If you want to be guided on your investing decisions, you might want to consider becoming a Truly Rich Club member. I am a member and it’s nice.

Problem 4: I get frustrated seeing my portfolio turning Green to Red then back and forth.

Solution: Let me divide the solution into 2 parts. First part is if you have Buying Power. If you have buying power, looking at your portfolio becoming red is a good opportunity. Because our basic rule is always the same, Buy Low and Sell High. The second part is if you don’t have buying power. If you don’t have buying power, look at your portfolio once a day. When the market is already close at 3:30 in the afternoon, this is best time to check your portfolio.

Remind yourself that these everyday noise of Green and Red and back and forth are important but not necessarily should affect you as an investor. Focus on the future, be long-term minded investor.

Problem 5: I always don’t have enough money or buying power in my portfolio

Solution: 3 days before your salary will come. List down your expenses and always include savings and investment in your list! And when the money comes, deposit it right away. Make it a habit. Slowly but surely.


In other words, I am just encouraging you that these problems are normal and can be tamed by your constant learning. Investing should give you peace of mind and not worries.

After all, we all want and hold on that beautiful promise that one day, yes one day. You and me will be Multi-Millionaires!

As always, keep on learning and earning soon!

Tutorial: How To Average Down

So, you bought your first stock and see a Red portfolio. Don’t panic, it’s normal for most first time investors. Allow me to share a very interesting strategy called How To Average Down.

First, let us define few terms:

Portfolio % = If you own 1 stock it appears 100% ownership on your portfolio. If you own 2 or more stocks, the portfolio % ownership will be equally divided depending on the amount of capital for each stock.

Market Price = The actual stock prices of the stocks you own.

Average Price = This is computed in relation to the stock prices and amount of money for each stock. This is the most important part of this article. And this is where we will focus today.

Total Shares = Your ownership of the company. You have to believe that you are a part-owner of the company once you own a share of their stock, even if you only have the minimum share.

Uncommitted shares = On the event that you sell your share and nobody accept your offer, the shares become uncommitted for the meantime.

Market Value = The total money on each stock plus your gain or minus your loss is your market value.

Gain/Loss = The money you gain or loss as per your capital on each stock.

%Gain/Loss = The percentage equivalent in relation to your capital on each stock.

How To Average Down
How To Average Down

Now that we know the basic terms, let’s go direct to our topic How To Average Down.

Buy the same stock with at least the same shares and at least the same price.

Okay, here’s a clearer view:

Buy No. 1 = 2000 shares at 8.00 pesos per share, average price 8.02
Buy No. 2 = 1000 shares at 7.50 pesos per share, average price 7.85
Buy No. 3 = 500 shares at 7.04 pesos per share, average price 7.74
Buy No. 4 = 500 shares at 7.10 pesos per share, average price 7.67

***The example above is from my personal and actual transaction for CHP.

Important Notes about this Average Down strategy:

  • You need to set aside a small amount of capital to average down.
  • You need to be vigilant of the stocks price after your first purchase.
  • There is no exact time gap on when to execute your next purchase. When the price goes down, buy!
  • The lower your average price, the higher your GAIN!
  • Don’t listen too much on facebook comments instead focus on your own portfolio.
  • This strategy needs time and experience to execute.

P.S. The Average Down strategy is very effective for long-term investment only.

Tutorial: Choosing a Stock Entry Point

In stock investing this is one of the basic skills that you need to master, choosing a stock entry point!

choosing a stock entry point
choosing a stock entry point

You can learn this skill from many stock gurus but learning it on yourself is your best option. Choosing a stock entry point is not difficult as you might think.

For this tutorial let us take a look at CEBU PACIFIC, CEB stock. It is very important to choose the stock or stocks you want to buy before taking action.

For beginners, focus only on 1 stock. Don’t get distracted with other stocks and how they are performing.

So, here we go:

Tutorial: Choosing a Stock Entry Point

  • Check the stock’s 52-week Low and High prices. For our example, here’ s the details we need for our entry point:

As of May 8, 2017 03:20 PM

Last Trade Price:
Previous Close:

May 05, 2017
down 0.30
P/E Ratio:
down 0.28%
52 week High:
Avg. Price:
52 week Low:

These details are available at

Take note directly on the 52week High: 125.50 and 52week Low:85.50.

Base on these Ceiling and Bottom prices we will choose on our next entry point. And most especially we want to buy when its price comes nearest to the 52week Low if possible.


  • Set a Buy Below Price. The Buy Below Price is like our maximum price limit when buying CEB. Also it means, when the share prices goes higher than our Buy Below price, we will not Buy anymore. Be disciplined. How to set a Buy Below Price? In COL Financial, the Buy Below Price of CEB is 90. And in Truly Rich Club the Buy Below of CEB is 98.20.


  • Check the Current Price. This is our last step in choosing a stock entry point. Make sure you have a clear picture of how CEB is performing yesterday, today and it’s possibilities on the following days. As of this writing, the current price of CEB is 106.60. Which automatically makes that price over and beyond the Buy Below Price, right? Meaning, you cannot buy shares of CEB at this time.

So, what was really the entry point price of CEB? It should be below the Buy Below Price and Below the 52-week High!

I was able to buy CEB at 93.15 pesos per share last February 27, 2017. 

In conclusion:

Choosing a stock entry point means you don’t have an exact price as an entry point! But rather, you have guidelines to follow. As mentioned above, Check the stock’s 52-week Low and High prices and Set a Buy Below Price. With these two simple guidelines I assure you that you will have a better GAIN on your portfolio.

And as of this writing, my CEB has 14.24% GAIN! and growing.

As always, keep on learning and earning soon! Happy Investing!

Sell in May and Go Away

Have you heard this well-known proverb Sell in May and Go Away?

Well, I’m here to tell you it’s not always the case. But first of all let us try to understand Where and How this proverb ‘Sell in May and Go Away’ came to be. And what really Investors like you and me will do in May.

Sell in May and go away
Sell in May and go away


The phrase sell in May and go away is likely a take on an old English saying, “Sell in May and go away, and come on back on St. Leger’s Day.” This phrase refers to the custom of aristocrats, merchants and bankers who liked to leave the city of London and go to the country to escape the heat during the summer months. St. Leger’s Day refers to the St. Leger’s Stakes, a thoroughbred horse race in mid-September and the last leg of the British Triple Crown.

American traders who are likely to spend more time on vacation between Memorial Day and Labor Day mimic this trend and have adopted the phrase as an investing adage. However, the numbers also support this bit of folk wisdom.

Read more:

That’s the short history about the proverb, sell in May and go away.

So, here we go… What you and me really have to do in May? Allow me to suggest 3 concrete steps:

    1. Buy with caution
      It means buy additional shares of your stocks this month of May. But with caution means, you should check our Buy Below prices before buying. Always buy stocks that are equal of below our Buy Below prices. No excuses.That is to maximize your growth potential in the future. What we mean is, the lower you buy the stock prices the higher the potential of gains you will have in the future.Because we are long term investors.


  • Sell on target price
    Most of the time at around halfway of the year stock prices reached their peak or target prices. This is your opportunity to sell a portion or all your shares to lock down your profit.Why sell when there is a potential for stock prices to go higher? Because nobody knows how high the prices can go, that is why discipline is very important. We need to follow our target price. See our target prices in Stock Pick page.When the target price is reached sell a portion or all shares, period.



  • Add more money
    This is the heart of investing. Add more money to your portfolio. Whatever the case maybe, whether the stock market gains or losses always add more money to your portfolio.The bigger the capital the higher the gains!Of course, how would your money grow if you don’t add your capital, right? That is why continue to perform well in your daily job. When you receive your salary, always set aside a small amount for savings and investment.Add more money regularly to have A better portfolio for a better life!


That’s it! Sell in May and go away! And as always, keep on learning and earning soon!

I wish you all the best in your stock market investment!

Happy Investing!

Stock Watchlist

Choosing the best stock among the many in the Philippine Stock Exchange is a daunting task. That’s why we need to ask, search and research carefully. Sorting a Stock Watchlist is a genius way to do it.

Stock Watchlist

The importance of having a Stock Watchlist:

For new and seasoned investors, having a stock watchlist is a must. This is a list of your favorite, liked and admired companies. You sort all of them so you won’t forget them. You want that when you check their details it is available in one place.

  • Complete details in one place – Loving more than one stock is normal as an investor. Especially when you continue to discover new companies from time to time. In a watchlist, you will have all the details for your chosen stocks. Which makes your life a bit easier.
  • Easy to manage – Not a techie? No problem, managing your stock watchlist is as easy as A, B and C. When you want to add a stock, simply type its stock code on the text box then click Add. To delete a stock, simply type its stock code on the text box then click Delete. To empty your stock watchlist, simply click Delete All.
  • You can focus on what’s important – This is a life hack, instead of memorizing and worrying the details for each stock. Why not put all of them in a watchlist. That way, you can focus on what’s important.

Steps on how to create a Stock Watchlist?

  1. Login to your COL Financial account.
  2. Click Quotes menu then click Watch List.
  3. Now start organizing your Watch List.

In conclusion, as an investor always find ways to better your experience. Keep on learning new things and new ways to enhance your trading style. One of which is to practice having a stock watchlist.

I hope you learn something new today and as always, keep on learning and earning soon!

Dividend: Your extra gift as an Investor

Earning in the stock market for the long term is a great gift for yourself and your family already. Yet receiving Dividend: Your extra gift as an investor is amazing. Wow! Just wow!

Dividend: Your extra gift as an Investor

Don’t be surprised because big companies give dividend on a regular once in a year basis. This is the company’s way of saying thank you to you for buying their stocks.

There are just few things that you need to remember regarding dividends.


METROPOLITAN BANK & TRUST COMPANY - Declaration of Cash Dividend
YearCashEx-DateRecord DatePayable

Now, let’s discuss them further.

In 2017 MBT declares a 1.00 peso cash dividend to all their share holders.

Ex-Date means if you purchase a stock on its ex-dividend date or after, you will not receive the next dividend payment. Instead, the seller gets the dividend. If you purchase before the ex-dividend date, you get the dividend.

Record Date means on this date you must be on the company’s books as a shareholder to receive the dividend.

Payable means this is the date you will receive the cash dividend.

In my case, I did not receive from MBT because I purchase shares on March 27 which was after the record date of March 9.

So, for your future investments or if you want to add stocks on your portfolio, you might want to consider checking the company’s history of declaring cash or stocks dividends. You might consider one of these companies, see full list HERE.

It might be a small amount but it is surely an extra gift as an investor. You can use the money either to re invest or withdraw the money to reward yourself.

In conclusion, stock market investment is really a good option to grow your money. Although, I know it needs a lot of self discipline and a regular capital. Focus on this opportunity by studying it well. Ask your family and friends for support and encouragement.

I really wish you will be one of us who enjoys investing in the Philippine Stock Market.

As always, keep on learning and earning soon!

3 Steps To Building A Profitable Portfolio

Our tagline says: A Better Portfolio For A Better Life

What is a Portfolio? How to make it better? And finally, How to make a Profitable Portfolio?

Profitable Portfolio
3 Steps To Building A Profitable Portfolio

These are the basic and most emotional questions investors like you and me ask everyday. Let us try to break them down and answer these questions carefully.

A very simple, 3 steps to building a profitable portfolio will be presented to you today. Take a look on it and maybe you will find this applicable to your own investment plan and strategy.

What is a Portfolio?

A portfolio is a grouping of financial assets such as stocks, bonds and cash equivalents, as well as their funds counterparts, including mutual, exchange-traded and closed funds. Portfolios are held directly by investors and/or managed by financial professionals. Prudence suggests that investors should construct an investment portfolio in accordance with risk tolerance and investing objectives.

Meaning, once you open an account from a stock broker like COL Financial and bought your first stock, you are already managing a portfolio.


How to make it better?

You can make your portfolio better by carefully studying your actions. Also by carefully studying your personal desires, your future plans and most of all your current financial situation. Many didn’t notice that your portfolio reflects your personality. The stocks you are holding identifies your personal interests and wants. Because your portfolio is the product of all your actions.


  • You want to buy your first stock. I believe before even arriving at this point, you already have an idea what stocks you want to buy. But, you need an approval and a Thumbs up or a pat on the back from someone who will guarantee you that the stock is good for you.
  • You want to add a new stock. Similar to the first scenario, you need an approval, you want somebody to tell you, go on! Buy that stock because it is good.
  • You are not happy with the stocks you have. This scenario is a little bit difficult. Many friends I thought how to invest became trap on this scenario. Why? Because, they are experimenting. They are buying stocks out of the recommendations. The result is awful. Their portfolio is all loss and mostly they lost hope. We don’t want this to happen to you. Please be careful and stay with our recommendations on the Stock Pick list.

In other words, to make a better portfolio requires a constant attention. Look at your portfolio once in a while. How often, once a day is a good habit.


How to make a Profitable Portfolio?

This is the heart of this entire article! So, lets go straight to the point. To make a profitable portfolio, do any or all of the following:

Step 1: Diversify your Portfolio

This is not very applicable to newbie investors because you only have a few stocks in your portfolio. For those who have at least 100,000.00 or 200,000.00 Thousand pesos in their portfolio, this is for you. To diversify your portfolio, simply assign a number of percentage on each stocks on your portfolio. For example, you have 10 stocks with stock 1 is 20%, stock 2 is 20%, stock 3 is 20%, stock 4 is 20%, stock 5 is 20%, stock 6 is 20% then stock 7 is 10%, stock 8 is 10%, stock 9 is 10% and stock 10 is also 10%. Meaning, the money invested on stocks 1-6 is bigger than the money invested in stocks 7-10. The reason is to minimize the risk of loss.

Step 2: Do Cost Averaging on your Portfolio

It simply means, whether the stock prices are down or up, buy regularly. Regularly means, at least once a month. Because our aim is to lower our Average Price and hold more shares of the stocks. This is very important that if you do it regularly, you will see and appreciate the effect in the long run.

Step 3: Always keep money on your Buying Power

Cash is King! As an investor always put that in your mind. And I will repeat, Cash is King! The stock market is very unpredictable. Today, you see it green the following day, you see it red. Nobody knows what will happen tomorrow. But, one thing is for sure, it is always going up in the long run.

So, that’s it! The 3 Steps To Building A Profitable Portfolio! They are very easy to follow but needs a lot of patience and discipline.

I wish you all the best in your stock market investment.

As always, keep on learning and earning soon.


Here are some screenshots of stock market investors.

Note: Portfolio owners post this on financial facebook groups as public. If you know any of the owner and wish to remove this screenshot here, message me using our contact form, thank you.

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Initial Public Offering or IPO: The Basics

An Initial Public Offering or IPO is the occasion when a company’s shares are issued to the public for the first time. It marks as one of the most exciting events in the life of a company, providing new opportunities for the business, its managers and for future investors.

It is very important to know the basics about Initial Public Offering. It’s not as complicated as you think. I hope this personal experience of buying an IPO of WILCON DEPOT will give you light about IPO.

Initial Public Offering

Initial Public Offering or IPO: The Basics

1. The Company

For the sake of learning let us take WILCON DEPOT as an example to explain very well the Initial Public Offering or IPO Basics. It is the First IPO of the year.

Wilcon Depot Store


The four corners of the first Wilcon Builder’s Supply branch were built along Quezon Avenue in 1977. It carried an extensive array of the latest building and finishing materials from international and local markets. A few years after its successful yet humble inception, more and more branches were established across the Metro and in various provinces in the country.

In 2003, its sister company, Wilcon Builder’s Depot was launched with the first outlet in Las Piñas, boasting a bigger expanse, complete selection of products and unsurpassed services. Through the years, it continued to expand and provide home-building solutions to Filipino homebuilders.

To date, Wilcon Depot and Home Essentials has a total of 17 branches spread all over the Metro and 21 in Provinces.

It has been the company’s goal to offer consumers not only with quality products, but also, with utmost customer satisfaction. Wilcon revolutionized the construction-supply industry as it committed itself to providing convenient shopping and excellent services such as air-conditioned shops, ample parking spaces, coffee shops (for depot outlets), delivery services, interior design consultation, recreation corner for children, tile-cutting services, product installations and repairs. These have made Wilcon a household name and a pioneer of the construction-supply industry for the past 39 years.

Company Profile from their own website, click here to visit: WILCON DEPOT

In other words, it is not easy to make your company public, you must have a strong foundation.


2. The Offer Price

How then the company’s offer price is computed? Here is the explanation: Wilcon sold 1,393,906,200 shares at P5.05 apiece, at the lower end of the guided range of P5-5.68 apiece, to give investors a healthy upside after listing. The offer shares represent 34% of the company’s outstanding capital.

WILCON The Offer Price


3. How To Buy

Your stock broker will make an offer as shown in the figure above. For COL Financial customers, they will see the offer at the opening home screen of their portfolio. There are 2 options on how you can join or buy on the IPO: Through “Local Small Investors or LSI” and Broker Subscriptions. In my case, I was able to buy through Broker Subscriptions. COL Financial customers were given the chance to buy at least 1,000.00 shares. If you are one of the lucky customers to you will received a FINAL status which means…

FINAL = The approved shares  is the actual number of IPO shares that you will receive.  The corresponding total value will be deducted from your account balance.  As soon as the shares are received from COL Financial, they will be credited to your account.

WILCON How to buy


4. The Proceeds of the IPO

Wilcon now open

When you buy shares of stocks of the company, you  become part owner of the company and they will use your money for their business. In return, when they get profit, their share prices goes up as well as the money in your portfolio.

Proceeds from the IPO will be used to bankroll store network expansion, debt retirement and general corporate purposes. Meaning, the company will use your money for these purposes and reward you when their share prices goes high and through dividends later on.

That’s why it is very important to monitor the status of the company after they become available in the listed companies. Whether they are using the money well or not.


5. Conclusion

Wilcon IPO

When a company is accepted to be listed and go on public, it is a defining moment for them.

There is no assurance that buying an IPO is a sure win.

I strongly suggest you only use extra money in joining IPO subscriptions.

Continually observe the status of the company when it goes live on the ticker.

If there is no guts, there is no glory. So, one day you might want to try buying an IPO.


I hope you understand the Basics of an Initial Public Offering or IPO. This is a short explanation with the thought that it might help you decide in the future regarding IPO.

If you have any questions, clarifications or suggestions, feel free to message me using the contact form or comment below.

Thank you very much.

As always, keep on learning and earning soon!

Excerpts from BW Online, read it here: BUSINESS WORLD Online

Update on WILCON,  a short video from Entrepreneur

8 Stocks To Buy Now For 2017

8 Stocks To Buy Now For 2017

stock market
stock market

The stock market just got hotter for the first quarter of 2017. It is the best time during the year to figure out what stocks you need to buy and hold for long term. Today allow me to share with you 8 stocks to buy now for 2017. Three of these stocks are also in my portfolio, which will give you added confidence on this list.

Please be informed that the first 3 on the list are recommended by Truly Rich Club of Bro. Bo Sanchez and the remaining 5 are from Mr. Marvin Germo.

By the way the list is not listed as the first is important than the last. They stand equal among themselves. So, here we go:


The Philippines’ leading airline, Cebu Pacific (CEB) entered the aviation industry on March 1996 and pioneered the “low fare, great value” strategy. It has flown over 140 million passengers.
Aside from its 29 international destinations, CEB also creates an extensive network across the Philippines with its 37 domestic destinations. It operates from six strategically placed hubs: Manila, Cebu, Clark, Kalibo, Iloilo and Davao.

These details are available in full details on their website About section, below is the direct link

Buy Below: 98.26 / Target Price: 113 *As per Truly Rich Club


metrobankMetrobank is a leading financial conglomerate with diversified business portfolio including: investment banking, thrift banking, leasing and financing, bancassurance, and credit cards. Offers full range banking services to large local and multinational corporations, middle market and SMEs, high net-worth individuals and retail segment. Established in 1962 to provide financial services to the Filipino-Chinese community. Solid track record spanning over 50 years; multi-awarded bank. Investment grade credit rating. Majority owned by the Ty Family whose major business interests include financial services, real estate development, power and manufacturing.

These details are available in full details on their website Business profile section, below is the direct link

Buy Below: 82.40 / Target Price: 103 *As per Truly Rich Club



We are one of the leading cement producers in the Philippines, based on installed annual capacity as of December 31, 2015, according to the Cement Manufacturers Association of the Philippines. We produce and market cement and cement products, such as ready-mix concrete and clinker, in the Philippines through direct sales using our extensive marine and land distribution network. Our cement manufacturing subsidiaries have been operating in the Philippines for over 17 years, and have well established brands, such as APO, Island and Rizal, each of which has a multi-decade history in the Philippines. Our brand recognition and customer-centric direct sales approach have helped us develop a long-term customer base.

These details are available in full details on their website Business profile section, below is the direct link

Buy Below: 9.92 / Target Price: 13.40 *As per Truly Rich Club

Okay, I hope you enjoy so far those 3 great companies. Now, the next 5 companies are recommended by Mr. Marvin Germo.


metro pacific investment

MPIC is a leading infrastructure holding company in the Philippines. MPIC’s intention is to maintain and continue to develop a diverse set of infrastructure assets through its investments in water utilities, toll roads, electricity distribution, hospital operations and light rail. MPIC is therefore committed to investing through acquisitions and strategic partnerships in prime infrastructure assets with the potential to provide synergies with its existing operations.

These details are available in full details on their website Business profile section, below is the direct link

Buy Below: 5.90 / Target Price: 7.19 *As per COL Financial Fundamental Investment Guide



Ayala Corporation is the holding company of one of the oldest and largest business groups in the Philippines. It maintains a tradition of excellence, and integrity has run continuously through seven generations, adhering to the principles and ideals that had brought it to existence more than 180 years ago.

Today, Ayala has leadership positions in real estate, financial services, telecommunications, water infrastructure, electronics manufacturing, automotive distributorship and dealership, and business process outsourcing, and new investments in power generation, transport infrastructure, and education.

These details are available in full details on their website About section, below is the direct link

Buy Below: 784 / Target Price: 902 *As per COL Financial Fundamental Investment Guide



BDO is a full-service universal bank in the Philippines. It provides a complete array of industry-leading products and services including Lending (corporate and consumer), Deposit-taking, Foreign Exchange, Brokering, Trust and Investments, Credit Cards, Corporate Cash Management and Remittances in the Philippines. Through its local subsidiaries, the Bank offers Leasing and Financing, Investment Banking, Private Banking, Rural Banking, Life Insurance, Insurance Brokerage and Stock Brokerage services.

These details are available in full details on their website About section, below is the direct link

Buy Below: 102 / Target Price: 118 *As per COL Financial Fundamental Investment Guide



Jollibee is the largest fast food chain in the Philippines, operating a nationwide network of over 750 stores. A dominant market leader in the Philippines, Jollibee enjoys the lion’s share of the local market that is more than all the other multinational brands combined. The company has also embarked on an aggressive international expansion plan in the USA, Vietnam, Hong Kong, Saudi Arabia, Qatar and Brunei, firmly establishing itself as a growing international QSR player.

These details are available in full details on their website About section, below is the direct link

Buy Below: 149 / Target Price: 179 *As per COL Financial Fundamental Investment Guide



SM Prime Holdings, Inc.​ is one of the largest integrated property developers in Southeast Asia that offers innovative and sustainable lifestyle cities with the development of malls, residences, offices, hotels and convention centers. It is also the largest, in terms of asset and income base, in the Philippines.

These details are available in full details on their website About section, below is the direct link

Buy Below: 21.30 / Target Price: 24.50 *As per COL Financial Fundamental Investment Guide

That’s it! If you invest your hard earned money on great companies, you are a sure winner in your investment.

As always, keep on learning and earning soon!

As mentioned earlier, the last 5 stocks are recommendations from Mr. Marvin Germo on his post mythical five of stocks to buy and hold for the long term. Below is the direct link of the post